Security Freezes and applying for cards with a current creditor

CreditChampion · ‎03-15-2012

Can current creditors pull through freeze when you app? Any experinces?

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500

gettnthere · ‎06-14-2012

hmm awesome question. Im interested in this as well.

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

djrez4 · ‎08-28-2012

Does what work? I think you should clarify your question.

kevinjjc · ‎01-14-2009

In my own experience, it worked for me with Chase. When I originally got my Chase Freedom, they pulled EX for me in New York. A few months later, I requested a CLI, they tried to pull EX again, but couldn't since it was frozen, so they pulled TU on a manual review when I requested them to during my phone call with a Chase credit analyst in their underwriting department.

CreditChampion · ‎03-15-2012

Update

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500

mxp114 · ‎09-01-2011

Existing creditors can SP from all three, even if frozen. Existing creditors cannot HP for either a new acct or CLI via EX/EQ however they can HP via TU for CLI. TU is the only exception, they can HP when you initiate a CLI even if frozen.

CreditChampion · ‎03-15-2012

Thanks for the info

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500

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Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor

Re: Security Freezes and applying for cards with a current creditor