@Anonymous wrote:best restaurant card (all restaurants, I believe you can still choose Fast Food as a US Bank Cash+ category) yes.
Gas - nothing special.
As soon as I can figure out if the points earned with this card can be used as a statement credit, I may need to walk into my local branch and become a member.
If they do, I probably won't need to apply for anything with Chase after all. For now, I was planning on going for an AARP Visa for 3% back on dining, and eventually a Sapphire Preferred for the bonus, and travel (will be flying to South Korea once or twice per year for the forseeable future).
I was once told by someone who has that card, that there is no statement credit option. You can redeem for Amazon gift cards at 1 point = 1 cent.
If someone can provide more details on the redemption options, that would be useful.
@Themanwhocan wrote:
@Anonymous wrote:best restaurant card (all restaurants, I believe you can still choose Fast Food as a US Bank Cash+ category) yes.
Gas - nothing special.
As soon as I can figure out if the points earned with this card can be used as a statement credit, I may need to walk into my local branch and become a member.
If they do, I probably won't need to apply for anything with Chase after all. For now, I was planning on going for an AARP Visa for 3% back on dining, and eventually a Sapphire Preferred for the bonus, and travel (will be flying to South Korea once or twice per year for the forseeable future).I was once told by someone who has that card, that there is no statement credit option. You can redeem for Amazon gift cards at 1 point = 1 cent.
If someone can provide more details on the redemption options, that would be useful.
It's documented on their website pretty extensively; was just options for giftcards at 1:1 demoninations when I looked into it 2ish months ago. Amazon GC's spend same as cash but given the easy options for 5X there, I would've personally chased other GC's... the problem of course being most of those would be restaurants, which again, would rather have it applied to a default spend thing but c'est la guerre.
Ultimately I skipped it.
@Anonymous wrote:
@Revelate wrote:
@Themanwhocan wrote:
@Anonymous wrote:best restaurant card (all restaurants, I believe you can still choose Fast Food as a US Bank Cash+ category) yes.
Gas - nothing special.
As soon as I can figure out if the points earned with this card can be used as a statement credit, I may need to walk into my local branch and become a member.
If they do, I probably won't need to apply for anything with Chase after all. For now, I was planning on going for an AARP Visa for 3% back on dining, and eventually a Sapphire Preferred for the bonus, and travel (will be flying to South Korea once or twice per year for the forseeable future).I was once told by someone who has that card, that there is no statement credit option. You can redeem for Amazon gift cards at 1 point = 1 cent.
If someone can provide more details on the redemption options, that would be useful.
It's documented on their website pretty extensively; was just options for giftcards at 1:1 demoninations when I looked into it 2ish months ago. Amazon GC's spend same as cash but given the easy options for 5X there, I would've personally chased other GC's... the problem of course being most of those would be restaurants, which again, would rather have it applied to a default spend thing but c'est la guerre.
Ultimately I skipped it.
So which restaurant card did you go for?
CSP and called it good; had the Freedom and Ink already and what travel I do aligns pretty much exclusively with Chase partners so made sense for me to go that route, even if losing .8% or thereabouts if I redeem restaurant spend UR badly. If I redeem it well, definitely outstrips it though admittedly it'd be a heavy restaurant spend to make up the AF alone if I weren't getting other benefits out of the CSP.
Otherwise might've picked this card or more likely the laudable AARP card to push my Chase marker a little further... and that's only because I was too dumb to pickup a Forward back in the day when I had the chance.
