Two years ago, I opened a Discover CC ($4k CL, now $5400 as of 2/12) and a Citicard ($1300 CL). Both of those hard inquiries are set to come off this month. I do have one other HP dated 11/11.
Currently, my UTIL is around 26% altogether over my five CCs. My Citi is almost maxed out due to a 0% BT offer I took advantage of a few months ago. Not great, but I should have it down to 10% within the next month.
I'd like to take advantage of the 18 month 0$ APR of the Simplicity card. I'm looking at making some major repairs to my 2004 Dodge Stratus. Overall, I'd like to get a CL around 5k.
Also, I fly quite a bit on Southwest, and the 50k points would come in handy this summer. I'm not too picky about getting a high CL on this one, because I would only use it for SW plane tickets and car rentals. I've had a Chase Ink card for about 3 years now (5k CL, but close to maxed out due to very low APR)
So my question is this: Which card should I apply for first? Does it even make a difference?
I live in TX, if that matters.
Stupid question: If you apply for two CCs at the same time online, will they know about each other?
