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Regular Contributor
DeadSpider
Posts: 197
Registered: ‎07-29-2012

Re: Seven Years since CH 7 - can I get a good one?

I think YMMV with banks and BK. 

I had my Amex in BK and got Sky card few months ago.

BK in 2005.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800


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Contributor
rudy0720
Posts: 124
Registered: ‎08-10-2012

Re: Seven Years since CH 7 - can I get a good one?

get a Southwest card from Chase in July 2012 after recon with Chase exec office

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Discover IT-$ 7K, Capital One-$5K, Capital One-$4K, Lowes-$10K, Chase Sapphire Preferred- $ 5K

Regular Contributor
Settemio
Posts: 135
Registered: ‎01-08-2011

Re: Seven Years since CH 7 - can I get a good one?

I dont know rudy0720, Like I said, I had a BK on my credit and I was approved for a platinum Amex charge and a Delta credit Amex. both are 12.4% rate

Regular Contributor
DeadSpider
Posts: 197
Registered: ‎07-29-2012

Re: Seven Years since CH 7 - can I get a good one?

By the way I was denied my first CLI with Amex due to BK.

So I hope my BK won't stop me getting CLI I' I'm @ $2000.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800


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Regular Contributor
Settemio
Posts: 135
Registered: ‎01-08-2011

Re: Seven Years since CH 7 - can I get a good one?

DeadSpider, I just went from 4k to 10k on my Delta Amex a couple weeks back. I still have BK, maybe it was something else in combination with that. I asked with a 0 balance.

Established Contributor
visorboy1974
Posts: 1,000
Registered: ‎05-17-2010

Re: Seven Years since CH 7 - can I get a good one?

I'm 6 years 10 months since my BK7 and have the following that may be of interest:  

 

Barclaycard Rewards MC (1 point for purchases, 2 points for anything in travel category) TU puller

Alliant Platinum Rewards (cashback option with the points, about 1%)  EQ puller

State Farm Plarinum Rewards Visa (1% cash back on purchases, 2% for State Farm purchases like insurance premiums)  TU puller

Nordstrom Visa Signature (1 point per dollar spent, 2 points for Nordstrom Purchases, Nordstrom Notes are the rewards)  EQ puller, sometimes will pull TU as well.  

 

All are decent cards with plenty of benefits available.  

 

 

 


Starting Score: 600
Current Score:: 687EQ, 697EX, 721TU
Goal Score: 760


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Frequent Contributor
sjt
Posts: 279
Registered: ‎05-05-2010

Re: Seven Years since CH 7 - can I get a good one?

YMMV

 

Regardless of what the application says. I found that an old BK (7 yrs. plus) may not be an automatic denial. It all depends on the credit youve established since the BK.


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