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Seven Years since CH 7 - can I get a good one?

Frequent Contributor

Re: Seven Years since CH 7 - can I get a good one?

I think YMMV with banks and BK. 

I had my Amex in BK and got Sky card few months ago.

BK in 2005.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
BCE 20K,ED 10K,Sky 2K, DCVR $6800, Slate 8K, Freedom 5k, Care Credit 10K, Lowes 10K, Cap1 QS $11500, Venture 15K, Paypal 5k Hidden, US Bank Edge Cash Business 20K and NFL $1500 soon to DIE.
Regular Contributor

Re: Seven Years since CH 7 - can I get a good one?

get a Southwest card from Chase in July 2012 after recon with Chase exec office

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Regular Contributor

Re: Seven Years since CH 7 - can I get a good one?

I dont know rudy0720, Like I said, I had a BK on my credit and I was approved for a platinum Amex charge and a Delta credit Amex. both are 12.4% rate

Frequent Contributor

Re: Seven Years since CH 7 - can I get a good one?

By the way I was denied my first CLI with Amex due to BK.

So I hope my BK won't stop me getting CLI I' I'm @ $2000.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
BCE 20K,ED 10K,Sky 2K, DCVR $6800, Slate 8K, Freedom 5k, Care Credit 10K, Lowes 10K, Cap1 QS $11500, Venture 15K, Paypal 5k Hidden, US Bank Edge Cash Business 20K and NFL $1500 soon to DIE.
Regular Contributor

Re: Seven Years since CH 7 - can I get a good one?

DeadSpider, I just went from 4k to 10k on my Delta Amex a couple weeks back. I still have BK, maybe it was something else in combination with that. I asked with a 0 balance.

Valued Contributor

Re: Seven Years since CH 7 - can I get a good one?

I'm 6 years 10 months since my BK7 and have the following that may be of interest:  

 

Barclaycard Rewards MC (1 point for purchases, 2 points for anything in travel category) TU puller

Alliant Platinum Rewards (cashback option with the points, about 1%)  EQ puller

State Farm Plarinum Rewards Visa (1% cash back on purchases, 2% for State Farm purchases like insurance premiums)  TU puller

Nordstrom Visa Signature (1 point per dollar spent, 2 points for Nordstrom Purchases, Nordstrom Notes are the rewards)  EQ puller, sometimes will pull TU as well.  

 

All are decent cards with plenty of benefits available.  

 

 

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Valued Contributor

Re: Seven Years since CH 7 - can I get a good one?

YMMV

 

Regardless of what the application says. I found that an old BK (7 yrs. plus) may not be an automatic denial. It all depends on the credit youve established since the BK.