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Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: Seven Years since CH 7 - can I get a good one?

I think YMMV with banks and BK. 

I had my Amex in BK and got Sky card few months ago.

BK in 2005.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


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Regular Contributor
rudy0720
Posts: 220
Registered: ‎08-10-2012
0

Re: Seven Years since CH 7 - can I get a good one?

get a Southwest card from Chase in July 2012 after recon with Chase exec office

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Regular Contributor
Settemio
Posts: 222
Registered: ‎01-08-2011
0

Re: Seven Years since CH 7 - can I get a good one?

I dont know rudy0720, Like I said, I had a BK on my credit and I was approved for a platinum Amex charge and a Delta credit Amex. both are 12.4% rate

Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: Seven Years since CH 7 - can I get a good one?

By the way I was denied my first CLI with Amex due to BK.

So I hope my BK won't stop me getting CLI I' I'm @ $2000.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


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Regular Contributor
Settemio
Posts: 222
Registered: ‎01-08-2011
0

Re: Seven Years since CH 7 - can I get a good one?

DeadSpider, I just went from 4k to 10k on my Delta Amex a couple weeks back. I still have BK, maybe it was something else in combination with that. I asked with a 0 balance.

Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: Seven Years since CH 7 - can I get a good one?

I'm 6 years 10 months since my BK7 and have the following that may be of interest:  

 

Barclaycard Rewards MC (1 point for purchases, 2 points for anything in travel category) TU puller

Alliant Platinum Rewards (cashback option with the points, about 1%)  EQ puller

State Farm Plarinum Rewards Visa (1% cash back on purchases, 2% for State Farm purchases like insurance premiums)  TU puller

Nordstrom Visa Signature (1 point per dollar spent, 2 points for Nordstrom Purchases, Nordstrom Notes are the rewards)  EQ puller, sometimes will pull TU as well.  

 

All are decent cards with plenty of benefits available.  

 

 

 

Established Contributor
sjt
Posts: 721
Registered: ‎05-05-2010
0

Re: Seven Years since CH 7 - can I get a good one?

YMMV

 

Regardless of what the application says. I found that an old BK (7 yrs. plus) may not be an automatic denial. It all depends on the credit youve established since the BK.


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