Reply
Established Member
Bharath
Posts: 17
Registered: ‎10-12-2009
0

Shall I apply or not?

I have got a BOA card for $1000 CL (from Feb '09) , CITI card for $500 ( from Oct '09)... I have a balance of $400 on BOA card.. and $0 on CITI... 

I got a paypal money of $882 in my paypal account.. Can I apply for a Paypal buyer's credit/Paypal plus credit card.. 

 

Does it have an effect on my scores or my future cards or CLI's....

 

My present scores are 688(TU--FICO) , 709(EQ--FICO) , 717(EX--PLUS FAKO)..

 

Are my chances of approval good??or shall I just stay calm without applying for the new card again.. 

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Shall I apply or not?

In your situation I would leave PayPal credit alone. GEMB way too flakey. You need to remain patient while your accounts mature some.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}