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Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Shell Gas Card

Approved for Shell gas Card (get this) with a credit limit of "drum roll please"

 

*****************************$200.00************************************

 

Well again, I guess it's better than nothing.  Especially with my scores........

 

614 TU, 614 EQ

 

P.S.

 

What are chances of getting an increase?  How many months/payments down the line?

 

and will this card help me get other CITI backed cards?

 

Thank you!

 

K

Equifax 657
Experian 711 (Per Lender)
Frequent Contributor
Posts: 403
Registered: ‎04-08-2009
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Re: Shell Gas Card


krisosa wrote:

Approved for Shell gas Card (get this) with a credit limit of "drum roll please"

 

*****************************$200.00************************************

 

Well again, I guess it's better than nothing.  Especially with my scores........

 

614 TU, 614 EQ

 

P.S.

 

What are chances of getting an increase?  How many months/payments down the line?

 

and will this card help me get other CITI backed cards?

 

Thank you!

 

K


First off congrats on your card.Smiley Wink But why do you seem disappointed about this credit line. It's a gas card, you can only put what, $30.00 in the car's tank at one time. Most gas cards don't have super high credit lines, some do, but most are around $250 to $500.00 for average credit like what you have posted. What kinda credit line were you looking for?
 King
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: Shell Gas Card

Yeah u really don't need a big CL on a gas card all u can do is buy gas. I've had the card for about 6 moths now $500CL never received a CLI an don't plan on asking for one. I only charge like $25 Dollars a month on the card.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: Shell Gas Card

Hello,

 

No I'm not dissappointed @ all.  I am actually happy.  However I thought maybe I could of gotten @ least 300-500.....lol

 

K

Equifax 657
Experian 711 (Per Lender)
Frequent Contributor
Posts: 403
Registered: ‎04-08-2009
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Re: Shell Gas Card


krisosa wrote:

Hello,

 

No I'm not dissappointed @ all.  I am actually happy.  However I thought maybe I could of gotten @ least 300-500.....lol

 

K


Maybe in a couple month's they will auto increase you...Smiley Wink Hang in there.

 

King

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: Shell Gas Card

Smiley Wink Thanks King ~
Equifax 657
Experian 711 (Per Lender)
New Contributor
Posts: 71
Registered: ‎04-09-2008
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Re: Shell Gas Card


krisosa wrote:

 

and will this card help me get other CITI backed cards?

 


Not any more than it would help you for other cards. Keep your UTI at 9% or less and just make sure to PIF before the statement cuts and you should see your scores gradually increase and open up options to other cards. you can also use the FICO score simulator to get an idea of where you might be in 1-2 years and you can plan from their. Don't rush into applying for credit that doesn't suit your long term needs unless you have a well thought out action plan.

 

I am a big advocate of CU's and recommend you join one ASAP. Before I got my scores back on track my CU was my best friend! I had luck getting a visa @ 12% - 0% BT - 0% Cash advance - 0 AF and 2.5k CL when my score FICO was 640. My credit union is local so you might have a different experience, however; Credit Unions are the best long term financial option for you.

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Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: Shell Gas Card

Hi,

 

Ty, for the feedback.  It's very useful.

 

K

Equifax 657
Experian 711 (Per Lender)
Established Contributor
Posts: 851
Registered: ‎07-01-2008
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Re: Shell Gas Card

Congrats on the approval.

I chose Chevron over Shell just for convenience,My starting CL was $600. And almost a year later im still at that CL.

BTW I would prefer a Citi backed gas card over a GEMB card any day of the week.

Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: Shell Gas Card

Thanks Carter Smiley Happy
Equifax 657
Experian 711 (Per Lender)
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