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Established Member
Neeko708
Posts: 34
Registered: ‎04-05-2012

Re: Shooting for a Zync


Datx wrote:

Neeko708 wrote:

I'm a member of NFCU and could possibly qualify for there rewards cards.

Any thoughts on them?


IMO, they will be more likely to approve you than Amex would.



Apped NFCU cash Rewards this afternoon. 

Just checked my account and it's "Review in process".

Thought I would of had an answer by now.

The suspense is killing me!!!

 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Moderator
webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: Shooting for a Zync

GL, mine did that. It took about 48 hours for the answer. You may call and ask to send in your bank statements and check stubs if your income is good. They use that in setting your CL

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Member
Neeko708
Posts: 34
Registered: ‎04-05-2012

Re: Shooting for a Zync


webhopper wrote:
GL, mine did that. It took about 48 hours for the answer. You may call and ask to send in your bank statements and check stubs if your income is good. They use that in setting your CL

I have DP and online banking with them so they should have everything they need.

It's killing me not knowing though.

 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Established Member
Neeko708
Posts: 34
Registered: ‎04-05-2012

Re: Shooting for a Zync

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Established Member
Neeko708
Posts: 34
Registered: ‎04-05-2012

Re: Shooting for a Zync

I'm going to give it 2 months before I app for an Amex Green or Gold instead of the Zync. By then my score should be high enough to  qualify. 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Valued Contributor
RyVision
Posts: 1,236
Registered: ‎04-15-2011

Re: Shooting for a Zync


Neeko708 wrote:

I'm going to give it 2 months before I app for an Amex Green or Gold instead of the Zync. By then my score should be high enough to  qualify. 



It may be high enough for the Green now (if not the gold, which to me isn't really worth the AF for everyone).

 

Welcome to the NFCU Green Kermit Card family BTW  :smileyhappy:

Moderator
webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: Shooting for a Zync


Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.



Welcome to the Green Kermit family....   LOL

 

Its the ugliest card ever made, but you gotta love NFCU :smileyvery-happy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Member
Neeko708
Posts: 34
Registered: ‎04-05-2012

Re: Shooting for a Zync


webhopper wrote:

Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.



Welcome to the Green Kermit family....   LOL

 

Its the ugliest card ever made, but you gotta love NFCU :smileyvery-happy:


 

Definately ugly, but she will get a lot of love from me LOL

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Mega Contributor
LS2982
Posts: 14,438
Registered: ‎04-09-2011

Re: Shooting for a Zync


Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.


CONGRATS!!!! Nice starting CL!!!!!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
Datx
Posts: 999
Registered: ‎05-20-2010

Re: Shooting for a Zync

Awesome, congrats on the approval!

TU: 603 – EQ: 569 – EX: N/A – May 2010


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