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ShopHQ ValuePay INQ!

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pazuzu
Frequent Contributor

Re: ShopHQ ValuePay INQ!


@ibmrad7 wrote:

@Anonymous wrote:

Are you using the ShopHQ CC? I've used value pay with my Amex and never got a HP. I wouldn't even know how they'd get your info (ss #) if it was on a regular CC.


This!!!.

Used it multiple times with my Amex without a single HP. No where in Value Pay T&Cs it mentions that they are going to perform a credit check. 


 

It's in the fine print:

 

 

Please note that orders submitted on ValuePay® are subject to credit approval and that ShopHQ reserves the right to make credit inquiries.

 

 

http://www.shophq.com/p/help/my-account/edit-vp-on-cc.aspx


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 11 of 14
ibmrad7
Established Contributor

Re: ShopHQ ValuePay INQ!


@pazuzu wrote:

@ibmrad7 wrote:

@Anonymous wrote:

Are you using the ShopHQ CC? I've used value pay with my Amex and never got a HP. I wouldn't even know how they'd get your info (ss #) if it was on a regular CC.


This!!!.

Used it multiple times with my Amex without a single HP. No where in Value Pay T&Cs it mentions that they are going to perform a credit check. 


 

It's in the fine print:

 

 

Please note that orders submitted on ValuePay® are subject to credit approval and that ShopHQ reserves the right to make credit inquiries.

 

 

http://www.shophq.com/p/help/my-account/edit-vp-on-cc.aspx

Ouch!!!! Thanks for thIs. Need to stop using ShopHQ.

 

Message 12 of 14
Anonymous
Not applicable

Re: ShopHQ ValuePay INQ!


@ibmrad7 wrote:

@pazuzu wrote:

@ibmrad7 wrote:

@Anonymous wrote:

Are you using the ShopHQ CC? I've used value pay with my Amex and never got a HP. I wouldn't even know how they'd get your info (ss #) if it was on a regular CC.


This!!!.

Used it multiple times with my Amex without a single HP. No where in Value Pay T&Cs it mentions that they are going to perform a credit check. 


 

It's in the fine print:

 

 

Please note that orders submitted on ValuePay® are subject to credit approval and that ShopHQ reserves the right to make credit inquiries.

 

 

http://www.shophq.com/p/help/my-account/edit-vp-on-cc.aspx

Ouch!!!! Thanks for thIs. Need to stop using ShopHQ.

 


I can agree with this sentiment.

Message 13 of 14
CardHunter
Established Contributor

Re: ShopHQ ValuePay INQ!


@Anonymous wrote:

I think HSN and ShopHQ trigger a HP based on the type of card you use to make your payment. I recently tried to place an order with HSN on their FlexPay with a prepaid debit card and I got declined. I've placed orders in the past with HSN on a bank debit card and never got an inquiry. 


I try to order something from HSN useing Flexpay 4 months ago and they declined me, I was useing the HSN charge card . LOL. no rhyme or reason with those guys. I turned around and cancelled the order and ordered it from QVC. no problems.  

Message 14 of 14
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