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Shopping Cart Trick- Does it always work?

Regular Contributor

Shopping Cart Trick- Does it always work?

If you get the pre-approval are you guaranteed to be approved.  A friend tried it and got a 10 day message my assumption was that everyone that gets the preapproval message would be guaranteed a card. 

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 1 of 5
4 REPLIES
Valued Contributor

Re: Shopping Cart Trick- Does it always work?

I have read many post in regards to this,

many have reported that they received their

"whatever card" after receiving this message


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 2 of 5
Regular Contributor

Re: Shopping Cart Trick- Does it always work?


asphaltcowboy wrote:

I have read many post in regards to this,

many have reported that they received their

"whatever card" after receiving this message


Thanks...I'll let them know they'll have to wait it out.

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 3 of 5
Valued Contributor

Re: Shopping Cart Trick- Does it always work?

Some people have gotten that message or either:

 

a) gotten the card in the mail

b) gotten a letter asking for some sort of ID verification

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 4 of 5
Valued Contributor

Re: Shopping Cart Trick- Does it always work?

it doesn't work for me anymore Smiley Sad

As of 2017, rebuilding...
Message 5 of 5