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Regular Contributor
Posts: 188
Registered: ‎07-23-2008
0

Shopping Cart Trick- Does it always work?

If you get the pre-approval are you guaranteed to be approved.  A friend tried it and got a 10 day message my assumption was that everyone that gets the preapproval message would be guaranteed a card. 

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Valued Contributor
Posts: 1,155
Registered: ‎02-03-2013
0

Re: Shopping Cart Trick- Does it always work?

I have read many post in regards to this,

many have reported that they received their

"whatever card" after receiving this message


Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)



Regular Contributor
Posts: 188
Registered: ‎07-23-2008
0

Re: Shopping Cart Trick- Does it always work?


asphaltcowboy wrote:

I have read many post in regards to this,

many have reported that they received their

"whatever card" after receiving this message


Thanks...I'll let them know they'll have to wait it out.

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
0

Re: Shopping Cart Trick- Does it always work?

Some people have gotten that message or either:

 

a) gotten the card in the mail

b) gotten a letter asking for some sort of ID verification

 

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Shopping Cart Trick- Does it always work?

it doesn't work for me anymore :smileysad:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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