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Shopping Cart Trick (Jcrew, Preapproved!)

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iLiveCredit
New Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I'll try Ann Taylor and Express a few days after I activate the cards. :-)

Macy's $25,000 | Bloomingdales AMEX $25,000 | Care Credit $15,000 | Amazon Prime $8,300 | Target Red MasterCard $4,000 | Bergdorf Goodman $3,500 | Williams Sonoma $3,070 | Forever 21 $2,800 | Ann Taylor/ Loft $2,650 | J.Crew $2,550 | Children's Place $2,250 | VERVE $1,400 | First Savings $1,100 | Citi Rewards+ $700 | Gap $600 | Chase Freedom Unlimited $600


5/27/2021 TU 739 (CK) EQ 739 (CK)
5/27/2021 EQ 720 (FICO® Score 8)
5/22/2021 TU 737 (CK)
5/20/2021 EQ 711 (CK)
5/17/2021 EX 702 (FICO® Score 8)
5/13/2021 TU 710 (CK) EX 655 (FICO® Score 8)
5/09/2021 EQ 696 (CK)
3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Message 11 of 55
Epcot
Valued Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Congrats on the SP approvals ILiveCredit. Just be careful opening up so many new accounts in a matter of days, your AAoA will take a hit.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 12 of 55
VinceYoung
Valued Member

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Quick question, are these just "pop up" charge cards / credit cards that will pop up after you apply for a card somewhere else?




Starting Score: 637
Current Score: EQ:712 TransRISK: 724
Goal Score: 780


Take the myFICO Fitness Challenge

Message 13 of 55
09Lexie
Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@iLiveCredit

Congrats on our approval but as Epcot mentioned be careful not only is your AAOA lowered but opening multiple cards with the same CG may also cause AA.

GE, for instance will cancel all CC if too many are opened at once.
Message 14 of 55
MYCherie
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

THey do not like me! I had the pre-approval for VS, but then once I accepted they gave me the 10 day notice.  Could it be because I had 4 accounts opened with GE 4 months ago?  I was so sad faced. Smiley Mad



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 15 of 55
Countingpennies
Established Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

That's the first time I've heard of that happening.
Message 16 of 55
MYCherie
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Should I call them?  It came up preapproved I selected yes then put in my birthday and last four of my ssn, then selected submit.  It then went to the 10 day message. Sigh..Is there a limit on how many GE cards within a select timeframe.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 17 of 55
Epcot
Valued Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)


@MYCherie wrote:

THey do not like me! I had the pre-approval for VS, but then once I accepted they gave me the 10 day notice.  Could it be because I had 4 accounts opened with GE 4 months ago?  I was so sad faced. Smiley Mad


The same thing happened to me last year. I didn't call, but I had my new card in the mail in about 14 days. Only thing I can think of is perhaps the address I put in didn't exactly match the address on my CB. Say: "Avenue" instead of "Ave".  Hope you get it!


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 18 of 55
09Lexie
Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@ MYCherie wrote:

Should I call them? It came up preapproved I selected yes then put in my birthday and last four of my ssn, then selected submit. It then went to the 10 day message. Sigh..Is there a limit on how many GE cards within a select timeframe.

Victoria!s Secret is not GE. They are backed by Comenity.
Message 19 of 55
MYCherie
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Thanks! I hope I get it also.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 20 of 55
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