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Regular Contributor
MYCherie
Posts: 170
Registered: ‎10-08-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Oh okay I thought they were GE!! Thanks.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Moderator
09Lexie
Posts: 26,609
Registered: ‎09-13-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Can someone fill me in on this?  These are pre-approved pop ups when you're on whose shopping cart?  I do have Express and not sure I want more new accounts yet but I'm curious!



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

And how do you know they are soft pulls?



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Moderator
09Lexie
Posts: 26,609
Registered: ‎09-13-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I'm new, staying up all night th read everything I can here, I think I have myFICOnmia.  Thanks for the link!



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Regular Contributor
MYCherie
Posts: 170
Registered: ‎10-08-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Okay back with a update!!!! I got the VS Card, 350 Credit Limit.  It was the weirdest thing, I received a alert from experian and when I went to check it was VS adding a new account to my credit report and crap I do not even have a card.  But I am happy it was approved.  Thanks everyone!!



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Congrats guys, glad to see everyone taking advantage of this credit game we play.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Member
iLiveCredit
Posts: 48
Registered: ‎02-24-2009
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@Epcot, @09Lexie

 

Shoot! The both of you are right, mkay I'm done with new accounts for now.

Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).






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