Credit Card Center Advertiser Disclosure†
06-27-2013 09:50 AM
06-27-2013 09:59 AM
I can't answer any of your other questions but for Express I get popups when I use different browsers. It doesn't matter if I'm signed in or not. It usually pops up after you enter your zipcode when you're checking out. I haven't been able to get an approval though because after I click okay it sends me back to the checkout screen. Let me know if it works for you.
06-27-2013 10:45 AM
06-27-2013 08:09 PM
I just read about this shopping cart trick for the first time today. I'm rebuilding. My EQ is 660, I have proior BK (discharged in 05), and a few paid collections on my reports. I have about 12 inquires total, with 2-3 of those in the last 6 months. I'm an AU on 2 accounts that are 15+ years old, and have a few cards of my own that are all 6-9 months old. I have a Cap1 Secured (200), Kohls (400), Macys (800), Firestone (1000), Target (200) and I also have two Comenity cards (Ltd & NYC 750 ea.). Was just approved for Lowe's (300) today.
I have shopped on many Comenity retail sites like VS, J. Crew and Express for several years, including very recently, and have NEVER seen this pop-up! Wonder why it seem so readily available to some, and doesn't appear at all to others. I just tried a few today, and did not see any pre-approval pop-up. I want a VS card, but now that I know it's possible to get without a HP, I'm certainly not going to app for it. Grrrrrr.... so frustrating! Tips, anyone?
06-27-2013 08:12 PM
06-27-2013 08:37 PM
What browser did you use? I been using Chrome
I've used Chrome, Safari, Firefox, and even Explorer. I've gotten pop-ups for all of them. The problem is that Express has a glitch right now that'll keep sending the person back to the check out page. It's worked for me every time I try except when I try to do back to back. Also, I've found out that after you come back from using another browser it does the pop-up again. Pop-up works for both Mac and PC.
06-27-2013 08:45 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.