Reply
Regular Contributor
Posts: 160
Registered: ‎04-04-2013
0

Shopping cart trick

Anyone know score needed for cart trick? And what retailer pulls what....looking for a VS card
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Shopping cart trick

There are a few recent post you can search for. I have received both VS & Express this way and already received a cl from both. I would say some maybe even low mid 600s. Even if you don't get a pop up screen I would keep trying. I did until eventually it worked.
My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Shopping cart trick

I think a sticky w these shopping cart tricks might be useful :smileywink:


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Moderator
Posts: 27,203
Registered: ‎09-13-2012
0

Re: Shopping cart trick

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Shopping cart trick

Dont mean to high jack your thread.

So I had to try this and went to Express. I got the pop up (yay) but didnt continue.

I have a few questions:

What is the highest CL do they initially give and are they good with CLIs. Oh and what is their CLI policy?

Thanks!

$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Shopping cart trick

I started with a 500 cl, card just 4 months later is at 790. VS started also at 500 and I requested a cl and was granted and increased to 700. For not being a HP on your credit seems fair to me and that they will grow. I have used both cards and have PIF for the list part.
My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Contributor
Posts: 202
Registered: ‎06-30-2013
0

Re: Shopping cart trick

VS pulled my TU...I called and asked!!! But it was a soft and never did report a HP. I live in Alabama(i think its region based pulls???)


IN THE GARDEN TILL 7/1/14!!!
Regular Contributor
Posts: 736
Registered: ‎07-22-2013
0

Re: Shopping cart trick

What is a shopping cart trick??


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Shopping cart trick

Thanks Halo and Trying!

@Mikey - This is when you go to purchase something online at one of those sites in the above link, enter your info and get qualified for their store card with only a SP.

$100K in Credit
Last Credit Card App: 11/16/13

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.