@LynetteM wrote:
Mine actually took longer than I expected. I opened Old Navy in Dec. of 2006, and Old Navy closed it in January of 2009. So, basically 2 years. I don't think I had used it since my original purchase.
The card you're talking about...are you wanting it to be closed? If not, just use it for a tiny amount. If you do want it closed, why don't you close it yourself so that you don't get the tag "closed by credit grantor"? I know that statement doesn't affect FICO scoring, but I certainly wish I had closed my unused accounts myself.
No, I'm not trying to close an account, but keep it open. I know just use it every now and then, but I'm just curious to see how long certain cards can stay open. I guess this thread should be mostly concerning store cards. I mean i dont want to walk in best buy every month just to put a coke on it if I dont have to, instead maybe every three months or so. The only card I know is that KAY will close after 2 years of no use, was told this by a rep, which makes since because there is really anything cheap they sell besides jewelry cleaner which is what I purchase once a year from them unless i plan on getting g/f something.
