Shortest Time for Inactive Credit Card being closed?

[creditwherecreditisdue]

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@Anonymous wrote:
I have heard rumors that HSbc shut cards after 3 months

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It's not a rumor. It has happened time and again to people who let their HSBC cards lie unused. (This may not be as big a problem with the store cards as it is with the bank cards. I still would not mess with them - they have a hair trigger.)

[Shane1]

I've never had a card closed due to activity, but I can tell you the longest I went with an inactive card not being closed. JCPenney, 9.5 years.

You can probably get away with 6 months on most store cards, although I'd say try every 3 months just to be safe.

[Anonymous]

HA!! YEP!! Me. They just dropped me from the RZ MC after three months of no activity. Oh well.m Life goes on.

[Anonymous]

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@Anonymous wrote:
HA!! YEP!! Me. They just dropped me from the RZ MC after three months of no activity. Oh well.m Life goes on.

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Wow, 3 months. I think that a CC company should give you at least 6 months of no activity before you get dropped.