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Shot down by BofA Recon. Worth another call?

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londonhogfan
Contributor

Shot down by BofA Recon. Worth another call?

I was just shot down by the Bank of America Recon line. Does anyone have experience with calling back and trying again. I know it couldn't hurt and worse case they'll just say no again, but have any of you had success with trying again?

 

Thanks for any advice.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 1 of 10
9 REPLIES 9
snowkitty
Established Contributor

Re: Shot down by BofA Recon. Worth another call?

I've never had to call and do a recon with them so I don't know but I don't think it would ever hurt to call and talk to a different person.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 2 of 10
CruzImperial
Established Contributor

Re: Shot down by BofA Recon. Worth another call?

You might have success with someone else. What was the reason of denial?
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 3 of 10
londonhogfan
Contributor

Re: Shot down by BofA Recon. Worth another call?


@CruzImperial wrote:
You might have success with someone else. What was the reason of denial?

Account age. I have 3 new cards in the last 6 months.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 4 of 10
navigatethis12
Valued Contributor

Re: Shot down by BofA Recon. Worth another call?

You can always try again and may get someone better.Last year I requested a credit limit increase from their FIA subsidiary and the person said no, letter will be in the mail, goodbye. When I got it it didn't really say anything and I tried again. The lady seemed very elated and raised the  limit without question after about thirty seconds of looking at the report.

Message 5 of 10
londonhogfan
Contributor

Re: Shot down by BofA Recon. Worth another call?

success! Took a bit of convincing (begging) but the lady that answered was very nice and after finally looking over the CR herself approved for 2500.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 6 of 10
myjourney
Super Contributor

Re: Shot down by BofA Recon. Worth another call?


@londonhogfan wrote:

success! Took a bit of convincing (begging) but the lady that answered was very nice and after finally looking over the CR herself approved for 2500.


Another great recon .......congrat on your new card

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 10
jhutt50
Valued Member

Re: Shot down by BofA Recon. Worth another call?

Just curious, which number did you use?

 


Starting Score (Not Sure of Agency) 615 Current Scores EX 720 (FAKO) (02/27/2013) TU 683 (03/04/2013) EQ
Cap One Quicksilver (11/11) - $2500 | Chase Freedom (01/12) - $500 | Discover IT (03/12) - $6000 | AMEX BCP (09/12) - $4000 | US Bank Cash Plus Rewards (09/12) - $5000 | PFCU Rewards (09/12) - $2500 | Citi Diamond Preferred (10/12) - $1800 | Walmart (10/12) - $2000 | Amazon (10/12) - $1700 | Men's Wearhouse (10/12) - $1750 | Kohls (11/12) - $300 | Chase Amazon (12/12) - $2500 | Chase Sapphire (02/13) - $6000 | Barclay Arrival (05/13) - $2500 | Chase Slate (05/13) - $2500
Message 8 of 10
londonhogfan
Contributor

Re: Shot down by BofA Recon. Worth another call?


@jhutt50 wrote:

Just curious, which number did you use?

 


I tried 1-866-458-8804 which is a (Sr. Account Rep) Recon line. It was given to me by another lady after hours. I called that number first thing this morning, but was declined.

 

The 2nd number was 1-866-458-8805 and is actually a lower level (they normally transfer "screen" calls for Sr. Account reps - At least thats what I read in another post) but she was able to approve it for me. First she put me on hold and was going to transfer, but came back and said she couldn't transfer, but that she could go ahead and approve it herself.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 9 of 10
MountainHiker
Established Contributor

Re: Shot down by BofA Recon. Worth another call?

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 10 of 10
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