Reply
Frequent Contributor
golo
Posts: 364
Registered: ‎04-04-2012
0

Shot down by Discover,sighs...

I received a mailing offer yesterday after months of strugling to rebuild my credit i couldn't hold the itch and i push the button.Sighs.... i was shot down,called recon and nada.Oh well, i guess i will have to continue my journey.It says they pulled EQ 626,my lowest,ugh. I have some 3 old collections still, and a couple of paid and unpaid charge offs,1 paid judgment and 1 that i'm paying right now.I have like 5 credit cards in good standing.My CS EX is 644,Wally TU 643,CK TU 671,Myfico TU 666.

Read and read...and then....read some more....


Starting Score: 603 myfico EQ,648 myfico TU april 2012
Current Score: 608 myfico EQ
Goal Score: 660 myfico EQ july 2012??


Take the FICO Fitness Challenge

Frequent Contributor
Razeus
Posts: 395
Registered: ‎04-02-2012
0

Re: Shot down by Discover,sighs...

Unless you're above 685 across the board, I wouldn't try to app for a prime card, regardless of what they send you in the mail.  I wouldn't even try if there was a collection showing up even I was above 700.

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Frequent Contributor
golo
Posts: 364
Registered: ‎04-04-2012
0

Re: Shot down by Discover,sighs...

Thank you for your input.It's interesting, i received an email that says thank you applaying and that the application eas received, allow up to 30 days to be processed.

Read and read...and then....read some more....


Starting Score: 603 myfico EQ,648 myfico TU april 2012
Current Score: 608 myfico EQ
Goal Score: 660 myfico EQ july 2012??


Take the FICO Fitness Challenge

Frequent Contributor
golo
Posts: 364
Registered: ‎04-04-2012
0

Re: Shot down by Discover,sighs...

Nevermind, i accept it.

Read and read...and then....read some more....


Starting Score: 603 myfico EQ,648 myfico TU april 2012
Current Score: 608 myfico EQ
Goal Score: 660 myfico EQ july 2012??


Take the FICO Fitness Challenge


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}