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Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Shot down for Chase Amazon?

[ Edited ]

I've been terrible. I've apped again. This time, for Chase Amazon. I had a good reason (we all do). I've come to the decision to close my Capital One card (extremely rude CSR omg) Anyway I've decided to take my business to Chase. I got approved for Freedom at 3k a few days ago so I said HEY I would like two VISAs and just close my CAP1 card out since Chase gave me a generous limit.

 

Unfortunately I got that 30 day message saying my application required further review. I'm sensing a denial here or maybe their identity system is detecting two applications and requiring identity verification? The recon analyst are gone for the day so I'll probably check back tomorrow. Wish me luck! I am not taking no for an answer after taking another HP!

 

I need app AA ASAP. Lol.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
kobe2012
Posts: 691
Registered: ‎03-16-2012
0

Re: Shot down for Chase Amazon?

Im sure you'll be ok... are they open weekends??


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Epcot
Posts: 2,790
Registered: ‎10-10-2012
0

Re: Shot down for Chase Amazon?

Keep us updated!


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
navigatethis12
Posts: 1,943
Registered: ‎01-24-2012
0

Re: Shot down for Chase Amazon?

Chase's computer will usually deny an application if you submitted an application within thirty days, and they usually do not even check credit when this happens. I got the same thing and it took five minutes to get approved for another card.

Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Shot down for Chase Amazon?


navigatethis12 wrote:

Chase's computer will usually deny an application if you submitted an application within thirty days, and they usually do not even check credit when this happens. I got the same thing and it took five minutes to get approved for another card.


Oh good! So there's hope! I hope they used the same report to make their decision then!! I'll definitely call them in the AM to recon!

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011
0

Re: Shot down for Chase Amazon?

[ Edited ]

navigatethis12 wrote:

Chase's computer will usually deny an application if you submitted an application within thirty days, and they usually do not even check credit when this happens. I got the same thing and it took five minutes to get approved for another card.


I just got approved for two personal Chase cards. To have a good possibility you usually have to apply on the same day, if not you will most likely get a message saying you have to wait to apply for another card. Good Luck though :smileyhappy:

Garden Mode... kind of... sort of (•‿•)
Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Shot down for Chase Amazon?

I hope you give a good recon and get approved for it!

If CapOne is not worth your business/won't raise your limit and there's no AF, try to sockdrawer them. If not, axe it!!

 

Best of luck! :smileyvery-happy::smileyvery-happy:

 

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Shot down for Chase Amazon?

Pahahaha! We're all credit addicts!! I'm still app free since... Oct 1st hahha. I'm anxious to get my first Amex bill, wooooo!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Shot down for Chase Amazon?

[ Edited ]

maiden_girl wrote:

navigatethis12 wrote:

Chase's computer will usually deny an application if you submitted an application within thirty days, and they usually do not even check credit when this happens. I got the same thing and it took five minutes to get approved for another card.


Oh good! So there's hope! I hope they used the same report to make their decision then!! I'll definitely call them in the AM to recon!

 


Yeah, you will most likely have to call in.  The Chase computer will deny you if your apps are too close together.  That happened to me a while ago and when I called in she said she would make "an exception":smileyindifferent: for me and do a manual review. 

 

 

So all hope is not lost but if you wait for the letter it will probably be a denial.  Plus screw waiting 30 days.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Shot down for Chase Amazon?

Little update here...

 

So apparently a recon was not necessary. I received this in my inbox this morning.

 

Congratulations! You have been approved for the Amazon.com Consumer Rewards Visa® Card. Your new card has been automatically added to your Amazon.com account as your default payment method. Before using your card, obtain your cardmember agreement and other important information about your account through the link below. Once you have obtained your cardmember agreement, you can start using your card immediately.

 

I guess they really did need additional time to process my application. I even double checked my Amazon account and the card has been added as a default payment with a little nice surprise...a $30 gift card! Mahah! I am shocked by the credit line however---$1,500 wth. It's a bit off from my CL on my freedom card (3k). I am going to call and ask Chase to match my Chase Amazon and Chase Freedom. Would they have to HP my credit again? And should I do it before or after I activate my card?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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