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New Contributor
klin
Posts: 73
Registered: ‎06-30-2007

Shot down on amex blue cash

Well after getting my Discover open road card i figured i would try for
the Blue Cash  from American Express. Did not go well

American Express 

PO Box 31525

Salt Lake City, UT 84131

December 11, 2007

 

 

Reference:   USD

 

Dear

 

Thank you for your recent application for the Blue Cash SM from American Express.  We do value your desire to establish a relationship with us.  We regret that we are unable to approve your request for the following reason(s):

 

 

Information received from Experian Consumer Reporting Agency  (See below)

The factors provided by the consumer reporting agency that affected our decision are:

 

Bankruptcy 

 

Bk is 9 years old I guess not in the cards yet.

 

Woody

 
Valued Contributor
SmartCookie
Posts: 2,010
Registered: ‎07-01-2007

Re: Shot down on amex blue cash

Sorry klin... yes they are not BK friendly.
 
You might be able to recon the app if your BK is dropping off super soon.  Not sure how far into the 9th year you are.
 
 
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007

Re: Shot down on amex blue cash

[ Edited ]
I would definitely recon. Usually over 7 years Amex is okay with it.  Unfortunately its a toss up about what they will do lately. Issuing cards to lower than normal scores, closing long-standing relationships.  You may have been better off with the decline.


Message Edited by Brammy on 12-16-2007 05:16 PM
Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007

Re: Shot down on amex blue cash

Sorry. Work on the Ficos and make a plan for end of next year or first of 2009. Keep your chin up.
Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007

Re: Shot down on amex blue cash

Wait- you said nine years?
 
What is your TOTAL overall Fico and loan, CC and debt picture? Anything that might be a flag?

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