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Should I Apply for Amex Gold Or Green?

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Joacko66
New Member

Should I Apply for Amex Gold Or Green?

The annual fee difference doesn't bother me,I  don't want to be denied when i could have gotten the Green.  My question is if there is a big difference between them, approval-wise.  Here are my current EX stats, assuming they pull from there.

 

Approximate score 680-718

AAoA-1.5 years

2 open credit cards  perfect history 500 and 600 of CL

I also leased a car with a cosigner 4 months ago

6 iquires, last one on january

I earn 50K per year

 

Should I apply?

Message 1 of 14
13 REPLIES 13
HiLine
Blogger

Re: Should I Apply for Amex Gold Or Green?


@Joacko66 wrote:
My question is if there is a big difference between them, approval-wise.

The answer is no. Smiley Happy

Message 2 of 14
eddie84
Valued Contributor

Re: Should I Apply for Amex Gold Or Green?

Yup, read on here that it's the same criteria for all 3 (Green, Gold & Platinum).   Might as well go for Platinum if you don't mind the $450 AF. Smiley Tongue

Message 3 of 14
rex_03
Contributor

Re: Should I Apply for Amex Gold Or Green?

Go for the Gold (PRG) as its 3-2-1 points, and hotel perk is very good for the 175$ a year. ACM add-ons are no charge either. Or, if hotels and such aren't your thing than look at the green. To me the regular gold isn't all that competitive anymore.
Message 4 of 14
trying_to_B_good
Contributor

Re: Should I Apply for Amex Gold Or Green?


@eddie84 wrote:

Yup, read on here that it's the same criteria for all 3 (Green, Gold & Platinum).   Might as well go for Platinum if you don't mind the $450 AF. Smiley Tongue


oh i would totally mind that AF!!! outragous!!!Smiley Very Happy..thats worse than my MATRIX CARD!!! I DIDN"T THINK THAT WAS POSSIBLE!

Message 5 of 14
Joacko66
New Member

Re: Should I Apply for Amex Gold Or Green?

 
Message 6 of 14
Joacko66
New Member

Re: Should I Apply for Amex Gold Or Green?

Do you think I have a chance to get the PRG?
Message 7 of 14
Joacko66
New Member

Re: Should I Apply for Amex Gold Or Green?

Obviously i was talking between green and gold
Message 8 of 14
myjourney
Super Contributor

Re: Should I Apply for Amex Gold Or Green?

How long have you had the 2 cards?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 14
09Lexie
Moderator Emerita

Re: Should I Apply for Amex Gold Or Green?

Message 10 of 14
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