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Should I Apply for Amex Gold Or Green?

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Joacko66
New Member

Re: Should I Apply for Amex Gold Or Green?

2 open credit cards perfect history 500 and 600 of CL 1.5 years ago never late payments
I also leased a car with a cosigner 4 months ago
6 iquires, last one on january
I earn 50K per year
Message 11 of 14
myjourney
Super Contributor

Re: Should I Apply for Amex Gold Or Green?


@Joacko66 wrote:
2 open credit cards perfect history 500 and 600 of CL 1.5 years ago never late payments
I also leased a car with a cosigner 4 months ago
6 iquires, last one on january
I earn 50K per year

No how long have you had the 2 cards? example 1 month ....1 year Lol 

Help me out Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 14
_jb_
Frequent Contributor

Re: Should I Apply for Amex Gold Or Green?


@myjourney wrote:

@Joacko66 wrote:
2 open credit cards perfect history 500 and 600 of CL 1.5 years ago never late payments
I also leased a car with a cosigner 4 months ago
6 iquires, last one on january
I earn 50K per year

No how long have you had the 2 cards? example 1 month ....1 year Lol 

Help me out Lol


It says 1.5 years in the part you quoted, haha.

 

Yeah, I think you are good to go for whichever you like. They may start you with a fairly small internal limit, until they are comfortable with you using the card and paying it monthly (due to no higher limit cards).



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 13 of 14
traveler2005
Established Contributor

Re: Should I Apply for Amex Gold Or Green?

Gold PRG great card, first year free.

$2000 spend in first 3 months, then 25,000 bonus points.

 

Believe me if I can get approved, then you can. I was also approved for Delta Skymiles card at same time.

 

my experian score 636

utilization 75%

1 paid tax lien

2 paid judgements

3 paid collections

100,000  income

 

Not proud of baddies I have left on my credit report, but am on how far I have come in past three years. All baddies paid in full or gone.





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 14 of 14
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