GW= Goodwill letter
Basic story asking to remove lates as a goodwill for paying accounts off to help your credit picture
Examples of letters and advice of who to contact in rebuilding forum
Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
