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Frequent Contributor
Pat94108
Posts: 394
Registered: ‎03-23-2013
0

Re: Should I Cancel American Express Green Card?

[ Edited ]

slap_happy wrote:

I have asked and surprisingly there is no "requirement" just ask and anyone that is a cardmember with a charge card can convert to it, the funny thing is even the rep was not able to tell me the difference between the senior with MR points for $75 and the regular green for $95 lol


Would it be possible that the one that costs $75/a year has MR Express points?


 @Ryan Most likely yes.

New Contributor
Cprman
Posts: 62
Registered: ‎05-04-2008
0

Re: Should I Cancel American Express Green Card?

You should go with one  of the blue cash cards. No annual fee good rewards. Since you can likely back date the new card it's like you never gave up the green card credit wise (not that it matters much with your scores) and keep your $125.

5/5/08 EQ 696
9/13 EQ 796 Thanks myfico!
Amex Blue Cash 15K, PenFed Cash Rewards 18K, Macy's 1K, Chase Freedom 6K, Cap1 Quicksilver Visa 15K
Valued Contributor
TiggerDat
Posts: 1,070
Registered: ‎10-15-2011
0

Re: Should I Cancel American Express Green Card?

I would just PC it to a more useful card.  Amex is pretty good at PC'ing cards.



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Regular Contributor
navyox
Posts: 244
Registered: ‎09-04-2013
0

Re: Should I Cancel American Express Green Card?

I don't believe you can PC from charge to revolver and vice versa.



Starting Score: 676 CK 5/13. Current: 717 EX 6/15 -- Last App: 6/2014
Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Should I Cancel American Express Green Card?


navyox wrote:

I don't believe you can PC from charge to revolver and vice versa.


I dont believe in PCing AMEX cards because of Backdating. If you can spare the extra HP, applying for the card you want I think is the best option. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Should I Cancel American Express Green Card?

I would call AMEX and ask about a PC. I've never heard of PCing a AMEX card but if you did decide to close the account...you're account can be backdated in the future. If the card isn't benefiting you, I would close it. 125 a year is ridiculous.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Stiga9
Posts: 176
Registered: ‎03-20-2013
0

Re: Should I Cancel American Express Green Card?

[ Edited ]

slap_happy wrote:

I have asked and surprisingly there is no "requirement" just ask and anyone that is a cardmember with a charge card can convert to it, the funny thing is even the rep was not able to tell me the difference between the senior with MR points for $75 and the regular green for $95 lol


I asked too. There is no requirement to go to the Senior Green, you just have to be at least 18 years old. The Senior Green with the Added $40 extra ($75 AF total) is the full MR program, NOT MR express. And like SlapHappy wrote, the CSR could not tell me the difference between the $75 Green and the $95 Green. So ANYONE with a regular Green can actually get their card down to $75 for free. Amex is ripping us off with the $95 AF!

 

You CANNOT PC charge card to revolving credit card, & vice versa.


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