Credit Cards

[n777ua]

I have a Citi card with a measly $300 limit that has been opened a couple of years, I've never used it and Citi won't budge with a CLI.  Will it hurt my score at all to close it, or should I just let it sit there open until Citi closes it for non-activity ? 

[Happychap]

I'd keep it open and work on the reason why they won't budge on a CLI.  Citi are stingy with CLI mine as been stuck the same for several years I get knocked down each time even though my credit profile is excellent.  Well apart from the odd inquiry and zillion new accounts

[nicholasyud]

Will you going to give your employee a rate if he being lazy ???

Well used your card and paid them in full.

Used it about 1 or two month then Call the back door number and explain it to them with a such small limit.

Don't closed the card if  if it's have no AF.

[chnceit]

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n777ua wrote:

I have a Citi card with a measly $300 limit that has been opened a couple of years, I've never used it and Citi won't budge with a CLI.  Will it hurt my score at all to close it, or should I just let it sit there open until Citi closes it for non-activity ? 

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If the card is not growing even if it has no AF with the cards you currently have I say close it. Those cards and limits are great

[BearsAndTurtlesRtheBest]

Is it a gas crad? My mom has requested CLI for her Sears MC and hasnt had any luck. STUCK AT $1,500 unlike my dad who has his Sears MC at $4,000. CITI IS WEIRD