Should I Close These Credit Cards?

[blooro]

So heres the deal, I have these credit cards that I barely use and would like to narrow it down to my Chase Freedom, and get a BoA card. I don't want my credit score to drop, and I plan on getting a secured BoA with 2k limit if I get denied. I currently have

Capital One - $300 limit

GapCard - $100 limit

Chase - $200 limit

Chase Freedom - $500 limit

Target- $300 limit

Lumber Liquidators - $5700 limit

So I would be closing CapitalOne, Gapcard, Lumber Liquidators, leaving Target, both Chase and the new BoA. What do you think?

[score_building]

in the absence of af or other fees, why not leave 'em alone?

[DI]

Keep the Cap 1 card open.  You are not going to like BOA.  So when you get tired of them, you will have your Cap 1 card to fall back on.  . 

[creditwherecreditisdue]

I would not close anything that does not have an AF.

I would diversify my major CC TL's and not be over-reliant on Chase Bank. BofA is OK if you are going in fresh, Try the pre-app soft pull site and see what they offer you before app'ing. I would also strongly urge you to build up a relationship with a CU of your choice. In the long run you will be very happy for having done so.