03-09-2009 10:27 AM
03-09-2009 10:33 AM
if you only have cap1 and 1st premier then I would wait until you get some more credit.
got any others?
No i have 11 other credit cards lol
03-09-2009 10:41 AM
I'm just waiting to get rid of my Credit One but everytime I think about it they give me CLI so I hold on to them a bit longer!
Ditto. Everytime I think about cancelling, they slip me another $100.
03-09-2009 11:54 AM
11 credit cards? how many of those are you paying annual (or worse monthly ) fees? Why in the heck do you need a 500 Crap1 card?
I only have to other cards with a AF Orchard an Total Visa but First Premier is the worst cause they charge monthly fees plus a AF. I'm gonna get rid of all cards with a AF in the future but First primmer is the worst so that's why there going first. I'm still in the rebuilding stage my highest CL is on my Orchard which is $700 so my $500 limit on Capital One is needed I don't have a AF plus I'm in the credit steps program so my limit will be 1k in 2 months.
03-09-2009 12:41 PM
What I would do is start weeding out the fee cards. Put the money going towards fees in a credit union- and add 25 bucks a paycheck into the account, until you have $1000 ask or a secured card.
please do not open any more junk cards.
03-09-2009 04:48 PM
03-09-2009 05:13 PM
Well i just made the call First Premier is officially closed. I'm happy one less fee i have to pay every month an one less account i have to manage.