06-08-2009 03:36 PM
06-08-2009 03:53 PM
06-08-2009 05:19 PM - edited 06-08-2009 05:27 PM
If you have decent income, you should join PenFed and apply for their Platinum Cash Back Visa, it's one of the best in the business. When it's time for you to buy a car, they'll give you an excellent rate.
PenFed seems to be exactly what you are looking for. As long as you have good income (they will ask for personal income and they will ask for paystubs) they will probably approve you.
PenFed Platinum Rewards Visa is one of the best cashback cards for gas - 5% cashback which you receive as statement credit each month.
Plus you get 2% cashback for supermarkets and 1.25% for any other purchase. They also currently have a temporary 5% cashback on airfare.
They have great auto loan rates - currently as low as 3.99%.
06-08-2009 06:30 PM
06-08-2009 06:34 PM
06-09-2009 03:34 PM - last edited on 06-09-2009 06:41 PM by Scamp
In your situation, there's a whole bunch of great cards that you could get approved for. (edited)
For example, a not so well known card that has 5x on gas and other auto perks is the Chase AAA of Northern California Nevada and Utah (of course, if you reside in those states).
06-11-2009 02:07 PM
06-11-2009 05:32 PM
Do I have to join the National Military Family Association just to apply for the Pen Fed card? I don't want to pay the yearly fee for it only to be declined for the card.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.