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I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.
I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k.
If I call to recon? Should I ask for the 2k still?
@ddemari wrote:I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.
I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k.
If I call to recon? Should I ask for the 2k still?
Personally I'd recon they have one of the best recon departments I've dealt with. You could say 2k or bump it up a bit more, tell the analyst you're looking to make a big purchase to take advantage of their card in the near future. Good luck!
Definitely recon. Just remind them a 15" macbook pro costs $2000.
@jd352 wrote:Definitely recon. Just remind them a 15" macbook pro costs $2000.
Exactly! Use that to your advantage.