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Should I Recon Apple Visa CLI?

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ddemari
Super Contributor

Should I Recon Apple Visa CLI?

I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.

 

I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k. 

 

If I call to recon? Should I ask for the 2k still?

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3 REPLIES 3
PlasticOrPlastic
Established Contributor

Re: Should I Recon Apple Visa CLI?


@ddemari wrote:

I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.

 

I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k. 

 

If I call to recon? Should I ask for the 2k still?


Personally I'd recon they have one of the best recon departments I've dealt with.  You could say 2k or bump it up a bit more, tell the analyst you're looking to make a big purchase to take advantage of their card in the near future.  Good luck! 

Message 2 of 4
jd352
Regular Contributor

Re: Should I Recon Apple Visa CLI?

Definitely recon. Just remind them a 15" macbook pro costs $2000. 


NPSL............... $20,700........... $15,200.......... $5,000............ $15,000............ $20,000
Current Scores: Equifax: 761 (Fico) TransUnion: 751 (Fico) Experian: 768 (Fico)
Message 3 of 4
Kenny
Moderator Emeritus

Re: Should I Recon Apple Visa CLI?


@jd352 wrote:

Definitely recon. Just remind them a 15" macbook pro costs $2000. 


Exactly! Smiley Happy Use that to your advantage.

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