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I got declined for a Barclay's reward cc & got declined =(, to high balances & low credit limits. I called to recon & told them I just paid 1/2 down this week & it didn't show up on the report they pulled. The analyst said he could'nt do anything at this time & that I would have to apply in 3 months, Boo!! Should I recon again? what are my chances??
@getahead wrote:I got declined for a Barclay's reward cc & got declined =(, to high balances & low credit limits. I called to recon & told them I just paid 1/2 down this week & it didn't show up on the report they pulled. The analyst said he could'nt do anything at this time & that I would have to apply in 3 months, Boo!! Should I recon again? what are my chances??
Thats odd, I just told them my cc are just usually high during the holiday periods...but mine was for the apple card
I know right, I told him the same thing that I recently made purchases for xmas gifts but just paid off 1/2 off, do you think I should recon again?
Whats your scores look like ? Util and limits ? Im also going to be apping soon .
I would try again
Hi Allpro, they pulled TU & my score was 641, my util with the recent payments it about 30%.
any words of wisdom? should I try a different approach?
I would call again. There's been many instances where people have needed to call two or three times to over turn a decision.
Barclays seems to be very reasonable, just give them a call and keep us posted (make use of that inquiry!!!!)
Your score is 640 AFTER you paid them down? What else on your report is keeping your score down?
Hi Clocktick,
my score of 640 is before I paid them down, just paid it on Monday of this week, so I'm going to do another credit pull next month, hopefully this will boost it up.