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Card A: $5,900 at 8.99%
Card B: $22,000 at 9.99%
You want to move the 5,900/card A to card B with the 22,000? You will have 22k at 9.99% and 5.9k at 0% and all of your payment will be applied to the 5.9k at 0% first. The larger debt at the higher rate will be trapped until you pay off the 5.9K. It will just sit there growing and growing, at a rate of around $2,000 per year. I would suggest buckling down and paying these things off. Forget about moving the debt around, unless you get a really good offer. Say, a fixed rate for life where the lower rate and transfer fee come out to less that 9%. That is, if you can find a 2.99% for life and 3% transfer fee, you'll effectively be paying 6. Now that would be a good deal..
Edited to add- great news to hear you have stopped adding to the cards!! And also, if you're about getting down to one bill, I'd say pay the minimum on the larger balance and apply all the extra money you have to the smaller balance. You'll pay a little more in interest in the long run.