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Should I accept Discover More?

Regular Contributor

Re: Should I accept Discover More?

The concern over the $3000 spending required to earn 1% is a little misplaced. We are talking about $22.50 in lost rewards (1% - .25% x 3000). That amount is easily made up in quarterly and special categories and the online shopping center. ex: At Christmas, I earned $150 cash back (10%) for buying a TV from Best Buy through the shopping center.

 

Discover has great customer service and the credit limit should grow with you. At the time of my approval my highest limit was $10,000, Discover opened my account at $15,000. Good luck.

 

 

Message 11 of 13
Established Member

Re: Should I accept Discover More?

Discover Card is the only company that has ever called me and asked what can they do to become my go to card?

I told them better APR and immediately lowered 2.7% this has happened twice. So yes a great card.

Message 12 of 13
Regular Contributor

Re: Should I accept Discover More?

 


mjp187 wrote:

Discover Card is the only company that has ever called me and asked what can they do to become my go to card?

I told them better APR and immediately lowered 2.7% this has happened twice. So yes a great card.


 

My APR is PRIME+13.99. I still would have answered by saying higher CL. 

 

The only call I got from them was from the fraud department wanting to know if I had used the card twice at Murphy's USA 15 minutes a part.

Message 13 of 13