cancel
Showing results for 
Search instead for 
Did you mean: 

Should I app for 2nd Barclays card?

tag
drkaje
Senior Contributor

Re: Should I app for 2nd Barclays card?

You already have 7 cards. Use one of them to buy some cortisone cream, LOL!

 

Credit repair/rebuilding is a slow process. It's not possible to app oneself to 850. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 11 of 15
DVH1980
Contributor

Re: Should I app for 2nd Barclays card?

I here ya, I actually dont want a lot of cards, just a few good ones. Hence , my reasons for wanting one more card with a solid limit, enought to cancel out the other 2 orpossibly 3 and that will grow with me. which so far Barclays has proven to do.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 12 of 15
LS2982
Mega Contributor

Re: Should I app for 2nd Barclays card?


@DVH1980 wrote:

I here ya, I actually dont want a lot of cards, just a few good ones. Hence , my reasons for wanting one more card with a solid limit, enought to cancel out the other 2 orpossibly 3 and that will grow with me. which so far Barclays has proven to do.


Thats the thing, your not going to get high limits apping for more cards. You need to show responsible usage with the current cards and get CLI's and in due time banks will come around to you.




EQ FICO 548 3/3/16
Message 13 of 15
clocktick
Valued Contributor

Re: Should I app for 2nd Barclays card?

I'd get rid of your FP now.  Your Barclays CLI more than makes up for the small limit on your FP and you won't miss the fees either.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 14 of 15
LS2982
Mega Contributor

Re: Should I app for 2nd Barclays card?


@clocktick wrote:

I'd get rid of your FP now.  Your Barclays CLI more than makes up for the small limit on your FP and you won't miss the fees either.


+1




EQ FICO 548 3/3/16
Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.