Should I app for another card or wait?

[TheCreditKid]

I was recently approved for 2 cards on the same month ( Amex ZYNC, Citi Diamond Preffered Rewards) yet I'm still not satisfied until I have the Bank of America Accelerated Rewards American Express or Discover. Should I apply or wait a while??? So far I have total of 2 Inquiries within 1 month and total of 4 inquiries on my Equifax. I want this card so bad!!

[Anonymous]

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@TheCreditKid wrote:

I was recently approved for 2 cards on the same month ( Amex ZYNC, Citi Diamond Preffered Rewards) yet I'm still not satisfied until I have the Bank of America Accelerated Rewards American Express or Discover. Should I apply or wait a while??? So far I have total of 2 Inquiries within 1 month and total of 4 inquiries on my Equifax. I want this card so bad!!

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Please provide more information, so we can help you better. 

• Your each ccs info ...  mo/yr of approval, CL, balance.
• Your inq's mo/yr.
• Your credit score.
• Do you have any buddies?  any loans?

[Creditaddict]

If you want the Bank Of America amex, do the pre-qual site, that use to be the card they would offer if you were approved, it's a soft, if you don't get an offer I'm not sure I would waste an inq to apply

[Uniqua]

Why do you want it so bad?  Is it because it's an AmEx backed by a bank other than AmEx?  I hear it's a great card to have, but two prime cards in one month is enough.  I would wait at least 6 months to apply with BofA or Discover.  Give those two cards some time to show positive payment history.  Btw, what CLs did you receive?  Congrats on both.

[Creditaddict]

I would apply as soon as your 2 new accounts are reporting to your credit.  This way you take the ding now for new accounts all at once, and your 4 inq will fall off the same time next year.