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@Anonymous wrote:I am interested in applying for a Venture or QS (not 1). I did the pre-qual and it says I and pre-qualified for QS1 and Platinum. I had 2 QS1 (previously Platnium and PC to QS1) cards which I combined about 2 months ago for $2570 total. I am interested in getting bigger SL.
Scores
Barclaycard - 702
DCU - 666 (I know)
Cap1 - 643
Walmart - 681
1 baddie - a 30 day late from Matrix (for the monthly (annual) fee when I stopped using the card. It is now closed!
What are the odds I would get approved for either one?
PS... need to update signature!
I would def do it, if you are ok with 3 pull. As a matter of fact, I would actually app for QS Visa and Venture or Venture1.
App back to back( like I have ) for either of those 2....I would guess you will be approved for at least 1.(I was approved for both) with pnly 1 pull each.
good luck!
@ChazR wrote:FWIW: I apped for the Venture & Venture 1 within 60 days of each and was approved for both with a 661 EQ score at that time. My SL were 15k and 20k. I was pre-approved on the website though. Something I am not sure of is if there is an income requirement for the Venture card family.
I apped for V1 exactly 1 month after I double dipped on V&QS Visa....all approved instant, fico around 660.
@UncleB wrote:
@Anonymous wrote:
i say just PC toQS to get out of two annual fees and then app for the venture in a few months when your scores increase.+1
Exactly this... it's the best of both worlds.
Another plus is that you'll have some time to increase your scores a bit meaning you'll possibly get a better APR when you do app.
That being said, I think there are a couple of people around who did a 'cold app' for Venture and were approved even though there wasn't a pre-qual offer showing, but it's a toss-up.
Since Capital One's offers are so solid (meaning if you pre-qual, you're generally approved) most folks trust the pre-qual tool to guide them as to which product to apply for. You very well might be one of the lucky ones, but if not you'll waste a HP on each credit bureau, which many folks would find unsavory.
I believe OP has a good shot with "cold app" as well...
@jawbrkr wrote:Not exactly sure what the criteria to meet is before the venture or QS Visa pops up. I kind of wish I knew.
Internal MAINLY...with Cap1
@Anonymous wrote:I am interested in applying for a Venture or QS (not 1). I did the pre-qual and it says I and pre-qualified for QS1 and Platinum. I had 2 QS1 (previously Platnium and PC to QS1) cards which I combined about 2 months ago for $2570 total. I am interested in getting bigger SL.
Scores
Barclaycard - 702
DCU - 666 (I know)
Cap1 - 643
Walmart - 681
1 baddie - a 30 day late from Matrix (for the monthly (annual) fee when I stopped using the card. It is now closed!
What are the odds I would get approved for either one?
PS... need to update signature!
Bad omen. Wait until that number changes.
I'd wait for your scores to go up. The card isn't going anywhere.