Should I apply for a Walmart Card with 1 Baddie?

[Anonymous]

They will counter.

[DrDG]

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

[FinStar]

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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Then go with a more comfortable figure that would work for you but most people suggest to go as high as possible so you don't sell yourself short.  Chances are if you don't qualify for anything that high then they'll counter with something more in line.

[Anonymous]

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

[Anonymous]

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@Anonymous wrote:

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

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OP could always phone it in and let them know his/her expectations for credit before approval

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

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OP could always phone it in and let them know his/her expectations for credit before approval

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How does that work? 

[FinStar]

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@Anonymous wrote:

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@Anonymous wrote:

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

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OP could always phone it in and let them know his/her expectations for credit before approval

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Phone CSRs do not have a method to input what CL "expectations" you would desire, no different than when applying via POS terminal at the register.

[FinStar]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

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First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

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OP could always phone it in and let them know his/her expectations for credit before approval

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How does that work? 

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It doesn't, unless Nixon knows of the exact method this could be requested (i.e. bypassing the norm of U/W criteria when app is submited).

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@DrDG wrote:

A little nervous.....that's so high. Does that ever work? LOL I honestly dont know.

---

First get the approval, then worry about the increase. Can't get the increase 'till you get the card. Good luck! 

---

OP could always phone it in and let them know his/her expectations for credit before approval

---

Phone CSRs do not have a method to input what CL "expectations" you would desire, no different than when applying via POS terminal at the register.

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The statement was meant to be more of a formality than anything. They can see if you qualify, what you qualify for, then transfer you to the right people if you are unsatisfied with what is offered.

[DrDG]

That was my next question. If I apply online, is there a way to request a certain amount? I always thought that you just apply and if approved, they give you an initial amount that cannot be recon'd. Again, I'm new to all of this so pardon my ignorance.