i'd say boa is probably also worth consideration if you go the secured route.
your eq. looks like you are right there ready for your prime apps., i'd wait for that to gel (low util, low inq's, scores a bit higher)and skip the secured app. i had nothing but relatively low util cards when i was approved by amex for a 10k card. and with that eq. score you may already be a candidate for a good cu card as well. soon you'll be gardening and a bit bored of it -just relishing these days of strategizing! gl.
Message Edited by score_building on
09-24-2008 11:42 AM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover