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Should I apply for another card

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HailtotheVictors79
Contributor

Should I apply for another card

I am wondering if getting another CC will help my credit. I am rebuilding from being an idiot when I was younger. My FICO is 621 and I do have a repo from 5 years ago. I have 2 card currently both capital one. Should I apply for another?

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Creditaddict
Legendary Contributor

Re: Should I apply for another card


@HailtotheVictors79 wrote:
I am wondering if getting another CC will help my credit. I am rebuilding from being an idiot when I was younger. My FICO is 621 and I do have a repo from 5 years ago. I have 2 card currently both capital one. Should I apply for another?

I would try the pre-qual links at chase, discover, citi, barclay (https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action)

scores still a little low but in great range for discover and barclay paticularly.

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