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is your pre app coming from the discover website? if it is i believe they give everyone a pre approval now, they did me the day after i was denied
Ever since Discover changed there pre approval system it is unclear whether it is a actual pre approval or not on there site. Unless im missing something when I last looked at it.
You guys were right..I went ahead and jumped the gun. They denied me due to Judgement, Collection, charge-off...even after pre-approval
@leirbag4 wrote:You are right i might just buy it from myfico.com website to see exactly where i stand at.
Btw do yall know if they provide all 3 agencies scores..?
Yes all 3 Fico scores are provided here TU 08 EX 08 EQ 08
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@Chrisla2077 wrote:You guys were right..I went ahead and jumped the gun. They denied me due to Judgement, Collection, charge-off...even after pre-approval
Sorry
Discover is really iffy for folks with negatives, but I'm surprised they gave you a preapproval to begin with.
they will give anyone a pre approval....type in private parts with a social of 100 00 0000 and it will come back with a pre approval. another useless pre approval site
A few months ago when I applied for Discover they declined my app due to "Collections" but offered the Secured card in its place. But it appears the secured offer is hit and miss also with them.
@TVP125 wrote:A few months ago when I applied for Discover they declined my app due to "Collections" but offered the Secured card in its place. But it appears the secured offer is hit and miss also with them.
what was your score when you applied with them at the time?
@leirbag4 wrote:Honestly im not sure.. i have a barclaycard which provides a fico score and its 689 but i dont know if its the one from Ex Eq or Tu.
Capital one has a tool call track my credit and its provided by TU which is 673
Barclay, Walmart, Discover all from TU.
Cap1 same as CreditKarma.
@Chrisla2077 wrote:This is the first offer I've every been able to get in terms of Unsecured ....my trigger finger is itching but I'm scaaarreeeddd.
You wanna be at least 600 fico....to have a shot.