03-01-2010 01:38 PM
Don't worry about the F for total accounts from Credit Karma. That's number 1. Multiple applications for credit cards these days is a recipe for disaster. If you were to charge all your household bills for the month on your credit cards would that eat up 10% of your available credit? Sub 700 scores and multiple applications these days might get you inquiries that fall off simultaneously but they will all be declined. Go easy.
Thanks for the advise!
I get what you're saying about the inq's as that is what I was worried about, but I decided to bite the bullet and take my chances. I applied for the Discover online and was APPROVED! However I didn't recieve any information as to what the CL is, but a follow up e-mail from Discover stated that it would take up to 30 days to process my application. I'm not sure what that's all about, but hopfully it's an e-mail that goes out with every app regardless of approval or not.
Regardless, I'm done applying for the near futures and hopfully I can join the 700 club later this year!
03-01-2010 01:43 PM
is Discover more overall a better card than Chase Freedom?
Howhow, see if this helps
03-01-2010 02:34 PM
03-01-2010 02:39 PM
thanks larry for the link. It looks like a comparison between the old chase and discover road car...maybe i'll start a new thread to find out how people think about discover more vs the new chase freedom.
Sounds like a great idea. I'll look forward to seeing that!
03-01-2010 02:40 PM
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