Re: Should I apply for the BCP?

Shelly13 · ‎03-10-2015

I was just approved for the Amex ED and I was told I should apply for another Amex and it would be a SP? Is this true or does it have to be a NPSL card?

Thank you!

Amex ED: 5,000 I Barclays: 10,000 I Discover: 8,700 I VS: 6,000 I Citi Simplicity: 6,700 I Amex BC: 2,000 I Marvel MC: 8,000 I
I Chase FU: 4,000 I US Bank: 500.00 I Fidelity: 5,000 I

Anonymous · ‎03-10-2015

It should be another pull because it's a revolver. Don't quote me on this, but I think it's one pull if you apply for a charge card first and then a revolver. I don't know if the application order really matters though. Wouldn't the BCP make your EveryDay card useless though? You'd be getting a better return on all the same categories and you would be more motivated to use it because of the annual fee.

newhis · ‎03-10-2015

Some people get 2 cards with only 1 HP (charge card and revolver).

My DW got 1 pull for PRG and 1 pull for BCP, she applied the same day but had to call to verify some information, they approved BCP a few days later.

Shelly13 · ‎03-10-2015

@newhis wrote:
Some people get 2 cards with only 1 HP (charge card and revolver).

My DW got 1 pull for PRG and 1 pull for BCP, she applied the same day but had to call to verify some information, they approved BCP a few days later.

Thank you! I may actually wait. I haven't really decided.

Amex ED: 5,000 I Barclays: 10,000 I Discover: 8,700 I VS: 6,000 I Citi Simplicity: 6,700 I Amex BC: 2,000 I Marvel MC: 8,000 I
I Chase FU: 4,000 I US Bank: 500.00 I Fidelity: 5,000 I

Anonymous · ‎03-10-2015

gogogo... gotta love that spinning circle, oh the anxiety, oh the panic, oh the excitement, what an unforgettable feeling

ojefferyo · ‎03-10-2015

@newhis wrote:
Some people get 2 cards with only 1 HP (charge card and revolver).

My DW got 1 pull for PRG and 1 pull for BCP, she applied the same day but had to call to verify some information, they approved BCP a few days later.

That sucks, I did the PRG and the Hilton Surpass card and ended up with one HP only

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

newhis · ‎03-10-2015

@ojefferyo wrote:
@newhis wrote:
Some people get 2 cards with only 1 HP (charge card and revolver).

My DW got 1 pull for PRG and 1 pull for BCP, she applied the same day but had to call to verify some information, they approved BCP a few days later.
That sucks, I did the PRG and the Hilton Surpass card and ended up with one HP only

Yeah, I saw posts here that it's only 1 HP but not always, too bad my DW got in the 'not always' category. At least they backdated to 2014 when I added her as ACM on mine.

We 'may' forgive Amex if they 3x her CLI before statement cut

Should I apply for the BCP?

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Should I apply for the BCP?