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Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Should I apply for the overdraft line of credit? (NFCU)

I am waiting until the first of the year to have my direct deposit going to my e checking account and I will close my state farm checking account. Nfcu bill pay is so awesome and I love that they email you the minute your biller statement is available. Right now my rent received via wepay is set up to direct deposit to nfcu and my husbands va disability pay is direct deposit as well.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Should I apply for the overdraft line of credit? (NFCU)

Also; their mobile deposit via iphone 4 is fast fast! Ive had my money become available in less than an hour!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
j_casteel
Posts: 1,024
Registered: ‎06-21-2012

Re: Should I apply for the overdraft line of credit? (NFCU)


webhopper wrote:
Also; their mobile deposit via iphone 4 is fast fast! Ive had my money become available in less than an hour!!

thats awesome...they told me we'd be eligible for mobile deposit early January.

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1.35k | NFCU Visa Sig $10k | NavChek $15k | NFCU Flagship Visa $5k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700

Proud to say that ALL past due debt has been paid and I never declared BK!!

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