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Should I apply for the overdraft line of credit? (NFCU)

Moderator Emeritus

Re: Should I apply for the overdraft line of credit? (NFCU)

I am waiting until the first of the year to have my direct deposit going to my e checking account and I will close my state farm checking account. Nfcu bill pay is so awesome and I love that they email you the minute your biller statement is available. Right now my rent received via wepay is set up to direct deposit to nfcu and my husbands va disability pay is direct deposit as well.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 11 of 13
Moderator Emeritus

Re: Should I apply for the overdraft line of credit? (NFCU)

Also; their mobile deposit via iphone 4 is fast fast! Ive had my money become available in less than an hour!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 12 of 13
Valued Contributor

Re: Should I apply for the overdraft line of credit? (NFCU)


webhopper wrote:
Also; their mobile deposit via iphone 4 is fast fast! Ive had my money become available in less than an hour!!

thats awesome...they told me we'd be eligible for mobile deposit early January.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 13 of 13