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Should I ask for CLI before car loan APP?

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Anonymous
Not applicable

Should I ask for CLI before car loan APP?

My father is getting a new car and so this is more for him then me. He has a Chase Slate card and we are both wondering if he should ask for a CLI in order to make his UTL smaller % wise. Any insight? Or will the HP points look bad before he applies?

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ojefferyo
Valued Contributor

Re: Should I ask for CLI before car loan APP?


@Anonymous wrote:

My father is getting a new car and so this is more for him then me. He has a Chase Slate card and we are both wondering if he should ask for a CLI in order to make his UTL smaller % wise. Any insight? Or will the HP points look bad before he applies?


What is his utility at? Is it significant enough to ask for a cli that it would make a difference?

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