Should I attempt to recon Citi....?

[Xercien]

...or would it be a lost cause?

I have 3 cards I use all just about a year old, but I need a balance transfer so I apped for another.

Here is what the email said:

'

  The
 information did not score a sufficient number of points for
 approval.  The low scoring area(s) were:

 o   Your credit report shows too few credit references.

 o   Length of time accounts have been established on your
 credit report.'

[Red1Blue]

Yes. In your case, I would give them a call. They might approve with a small limit in the beginning, at least you'll get the foot in the door. Citi is a very good card to have.