Reply
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
0

Should I ax Barclays apple card

I have so many new accounts right now that far exceed my barclays limit of $2500 and the intrest stinks my only card above 20% plus I just dont see me using it, It is sitting in the sock drawer right now. I got all the cards I can handle and another one needs to go. Its between my BofA American Express and Barclays right now. I just dont see Barclays being to friendly to my drapping spree I went on after I got the approval from them. Should I strike first? 

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012
0

Re: Should I ax Barclays apple card

If there is no AF there really isn't a reason to close it, eh? 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009
0

Re: Should I ax Barclays apple card

I see your point but scoring does not really care if its closed by consumer or closed by lender

Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: Should I ax Barclays apple card

Barclay SAYS they won't convert, but with a little pressure, they will. Son converted his Apple Barclaycard to their Barclay Rewards VISA. It just took a little pushing.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}