No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
@Anonymous wrote:
OK, I got rejected for the B of A platinum and just received the letter that states: "We are unable to approve your request because you have current or past delinquency with one or more of your creditors and you have sufficient utilization of your credit. Our review included an assessment of your application information, regional economic trends, and a credit report......If you have an information that may enable us to reconsider this decision, please write to B of A at XXXXXXXX." Anyways, should I call them for the reconsideration or just wait and hope for the 99/500 offer?
I may have you confused for someone else, but didn't you post a while back that you had a "settled for less" chargeoff with BOA that you just paid in July? That would be why you were denied. If I have the wrong poster my apologies.
kahuna wrote:
OK, I got rejected for the B of A platinum and just received the letter that states: "We are unable to approve your request because you have current or past delinquency with one or more of your creditors and you have sufficient utilization of your credit. Our review included an assessment of your application information, regional economic trends, and a credit report......If you have an information that may enable us to reconsider this decision, please write to B of A at XXXXXXXX." Anyways, should I call them for the reconsideration or just wait and hope for the 99/500 offer?
@Anonymous wrote:
OK, I got rejected for the B of A platinum and just received the letter that states: "We are unable to approve your request because you have current or past delinquency with one or more of your creditors and you have sufficient utilization of your credit. Our review included an assessment of your application information, regional economic trends, and a credit report......If you have an information that may enable us to reconsider this decision, please write to B of A at XXXXXXXX." Anyways, should I call them for the reconsideration or just wait and hope for the 99/500 offer?