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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Should I call to speed up approval process?

I apped with PenFed, Juniper, Chase and Nordstrom over the weekend.  No instant approval.  Should I call?
Mega Contributor
Creditaddict
Posts: 10,996
Registered: ‎10-23-2007

Re: Should I call to speed up approval process?

Juniper. Chase I would call and maybe penfed, but nordstrom is never instant unless in store, so just give it a week.
Waiting is so Overrated! :smileytongue:
New Member
mizbrwneyez2u
Posts: 3
Registered: ‎08-09-2009

Re: Should I call to speed up approval process?

I would call 1 866 408 4064 this should get you to a credit analyst ( ask to make sure) and they will ask a few questions. I did the same thing and was approved by phone.

Hope this helps

New Member
mizbrwneyez2u
Posts: 3
Registered: ‎08-09-2009

Re: Should I call to speed up approval process?

I'm sorry thats the number for Juniper
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Should I call to speed up approval process?


mizbrwneyez2u wrote:
I'm sorry thats the number for Juniper

Thanks all

Frequent Contributor
MyFicoAddict
Posts: 284
Registered: ‎05-11-2009

Re: Should I call to speed up approval process?

DI,

 

Didnt see this thread from you. You apped over the weekend. When I apped I decided to call the next day and help push things along. I think this is a good idea. My sis actually apped with them yest and she got her membership established a CC approved for 5K as well yesterday itself.

Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Senior Contributor
smallfry
Posts: 4,824
Registered: ‎04-20-2007

Re: Should I call to speed up approval process?


DI wrote:
I apped with PenFed, Juniper, Chase and Nordstrom over the weekend.  No instant approval.  Should I call?

That reads like a which doesn't belong and why list. Juniper? Call Penfed they might need more info or something from you. Chase expect to wait 3 weeks but you can call. I found the app was still pending long after approval. Chase loves to do that. Call Juniper too.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Should I call to speed up approval process?

[ Edited ]

smallfry wrote:

DI wrote:
I apped with PenFed, Juniper, Chase and Nordstrom over the weekend.  No instant approval.  Should I call?

That reads like a which doesn't belong and why list. Juniper? Call Penfed they might need more info or something from you. Chase expect to wait 3 weeks but you can call. I found the app was still pending long after approval. Chase loves to do that. Call Juniper too.


I called PenFed their LO going to review tonight, and told me to keep my EQ report unlock for another 24 hrs.  I called Nordstrom.  The hold time was 27 minutes.  I will call them back later.  Juniper hasn't pull a credit report. The app status says 7-10 days.  Chase...I will call them tomorrow.  

 

If I can get just $4,000 CL combine with any, I would be satisfied for now.  That will bring my CL to $25,000.  But after seeing a recent post getting an initial CL of $20,000, i want higher limits.  

Message Edited by DI on 09-15-2009 09:46 PM

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