11-16-2012 05:32 AM
11-16-2012 05:40 AM
I would say no based upon the number of HPs you have. But judging from the number of HPs you have, I'm guessing you'll try for it anyway.
11-16-2012 05:43 AM
11-16-2012 08:20 AM
I really don't see the benefit of switching to the Visa here. By AE you mean American Eagle, right?
If so, the only thing you get by having the Visa version is the ability to use the card in other places. No extra rewards, extra points, or anything.
You already have some Visa and MC cards, and your utilization is low, so you're set for general-purpose credit you can use anywhere. There's no value to you other than the satisfaction of having the "better" card.
I just don't see the point in lusting after this particular card. Not worth a hard pull, in my opinion.
Garden what you've got!
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.