11-16-2012 05:32 AM
11-16-2012 05:40 AM
I would say no based upon the number of HPs you have. But judging from the number of HPs you have, I'm guessing you'll try for it anyway.
11-16-2012 05:43 AM
11-16-2012 08:20 AM
I really don't see the benefit of switching to the Visa here. By AE you mean American Eagle, right?
If so, the only thing you get by having the Visa version is the ability to use the card in other places. No extra rewards, extra points, or anything.
You already have some Visa and MC cards, and your utilization is low, so you're set for general-purpose credit you can use anywhere. There's no value to you other than the satisfaction of having the "better" card.
I just don't see the point in lusting after this particular card. Not worth a hard pull, in my opinion.
Garden what you've got!
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