Should I clean house?

[morgacj2004]

My advice is to close the Beals, merge the 2 CO cards, Kohls is a tossup but if you shop there keep it open. I would apply for the Synchrony Stash VISA. I did and I got an ICL of 10k.. You could also try Pen Fed , Discover.         

[Anonymous]

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@morgacj2004 wrote:

My advice is to close the Beals, merge the 2 CO cards, Kohls is a tossup but if you shop there keep it open. I would apply for the Synchrony Stash VISA. I did and I got an ICL of 10k.. You could also try Pen Fed , Discover.         

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I can close the Bealls account, that is no problem at all to me.  I would like to keep Kohls open because I buy alot of my work clothes there.  I looked at the Stash Visa today and saw they have a big annual fee, like $80 or something like that....that was kind of a turn off.  The Marvel MC seems alot better to me.  I dont know much about PenFed but I was recently turned down for the Discover IT for students which kind of surprised me because I thought it was a fairly easy card to get.

[Anonymous]

Yes, I would wait on Cap One or combine now and try for another with a higher limit down the road.  My rule of thumb, is only keep the store cards I really, really use.  And after I use the promo on store cards for purchases for my home, I will cancel.  No need for them any further.  Barclay is a good card to get and with 700, you will most likely.