Should I close Capital One?

[Anonymous]

I called the backdoor # and spoke with an account specialist.
He was very polite and he did his best to get me a CLI or Waive the annual fee.

Both CLIs were declined (he said I'd get the reasons over mail) and I got one of my fees waived.
He also mentioned that he posted a comment saying that I'd like a CLI on my account.

It looks like I'll stick with them for a little bit more ... 
I can't seem to form a concrete opinion against Capital One.
I sort of understand them, and sort of not ... oh well.

Thanks for all the help!

[Anonymous]

They are tough!!!!!

What did he say about combining them?

[JayRizzo]

I can answer that question about combining... they don't do it anymore.  I think all of us multiple Cap-1'ers tried it.

[Anonymous]

I would keep them. You even said yourself that they are your oldest accounts. Capital One doesn't charge foreign trans. fees, has a large self-service option (set travel dates, request auth. user, change due date, etc). Also 0% balance transfer fee. It may come in handy.